I'm not doing so well. A mistake from my past that wasn't handled well - financial - is biting me in the ass right now. And it seems to have pretty big teeth. If things go the way I was told on the phone this morning, the government could be taking 30% of my income starting next month. Which would make it so that I couldn't pay my bills.... Could you all think of me when you're praying? Thanks.
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16 comments:
I am most definitely thinking of you and praying for you. Keep ur chin up KG!!
Prayin' for ya....
Thank you guys.
praying...
Kath, I will be praying that somehow this can be remedied in another way and that it will be shown to you. Love you sweetheart.
Manuela, thanks.
Tyler, yes, thank you. Making a phone call in a few minutes....
Oh hon, I hate saying I'm sorry to people because it seems so lame, but I'm sorry. Peace to you, and hopefully another way to resolve this.
frig .... praying that this will work out.
blasted pieces of paper with numbers on them.
Financial stress is one of the worst kinds of all. Praying for you.
I ditto what Valorosa said - I really don't like money, its such a troublemaker in so many ways :(
Thank you guys. Thank you...
Kath
Will pray and I hope it works out.
Just an update. The issue is a defaulted student loan from 20 years ago. I haven't been employed for the better part of 15 years. (Breaking free of the family dynamic took an embarrassing long time.) Well, I did work 60+ hours a week at the church I was at...
Anyway, the collection agency the Sept. of Ed. hired says the best they can do to work with me is $305 per month or they will start garnisheeing my paycheck for $475 a month. I currently take home about $1550 a month. I said that's steep. They would not bend. I said okay. They said they needed the first check by January 30 or they would start garnishment. I said I won't have it to start paying until February 9. They said you get paid today. I said yes, but February's rent has to come out of that check. They didn't care - rent and garnishment, or loan and not place to live...
So I called the Dept. of Ed. directly. They said they had to let the collection agency handle it. I asked if there was no recourse to being forced into the streets. He said to send the collection agency a written request for a hearing. That should stop the garnishment. And he is sending me a hardship application. But if they take $475 out of my checks next month before this can get worked out, I will be in a world of hurt... and once they start doing that, getting them to stop...
I'm not doing to well today. Not trusting like I should. Scared. Tired. Hmm... t hank you guys for praying - for caring...
Can't trust all the time, KG. Gonna doubt and unbelieve sometimes. This sounds like a good time to do such a thing.
BTW, there's a tip jar on KG's blog. Just sayin' ...
Sue. Tears. Thank you....
making deals with financial institutions is not really going to work these days. they are all scared and the only thing they can think of is how to screw people over more and more in order to stall the inevitable crumbling of their institution.
your story really reminds me of the parable when the one man with the great debt is forgiven his debt, then turns around immediately and demands payment from his own debtor who owes much less and then throws that debtor in jail when they can't pay.
papa is faithful. always faithful. that doesn't mean he will magically make you debt disappear (although he might), but i am certain he will find a way for you to be sustained underneath it, and make it through.
((hugs))
Well, I still don't know what is going to happen. I am trying to work up the courage to apply for a debt consolidation/reduction loan. Crunching the numbers. I don't see how they will give me one. But...
For those of you that have sent me help, you know who you are... THANK YOU!!!
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